
This hearty Texas Trash Dip transforms ordinary gatherings into memorable feasts. Loaded with seasoned ground beef, creamy cheese, and zesty spices, it's the ultimate crowd pleaser that disappears faster than you can say "seconds, please!"
I first made this dip for a football watch party years ago and it's been requested at every gathering since. My brother in law once ate nearly half the dish before kickoff even happened.
Ingredients
- Ground beef: Creates the hearty foundation everyone craves in a substantial dip
- Onion and garlic: Provide aromatic depth that elevates the entire flavor profile
- Cream cheese: Delivers luxurious creaminess that balances the spicy elements
- Sour cream: Adds tanginess and helps create the perfect dippable consistency
- Diced tomatoes with green chilies: Bring brightness and a gentle heat
- Refried beans: Provide substance and authentic Tex Mex flavor
- Chili powder and cumin: Create that distinctive southwestern flavor profile
- Cheddar cheese: Forms an irresistible golden crust while adding rich flavor
- Green onions: Offer a fresh contrast to the rich dip beneath
- Tortilla chips: Sturdy varieties work best for scooping this substantial dip
Step-by-Step Instructions
- Prep Your Oven:
- Preheat your oven to 350°F and grab a 9x13 baking dish. I recommend lightly greasing it for easier serving and cleanup later. The even heat of this temperature allows the dip to heat through without burning the cheese topping.
- Brown The Meat Mixture:
- In a large skillet over medium heat, cook the ground beef, diced onion, and minced garlic together until the beef is no longer pink about 7 to 8 minutes. Break the meat into small crumbles as it cooks for the best texture. Drain any excess grease thoroughly this prevents an oily dip.
- Create The Creamy Base:
- Reduce heat to low and add the softened cream cheese and sour cream to the meat mixture. Stir continuously until completely melted and incorporated about 3 minutes. The warm meat will help melt the cream cheese creating a smooth mixture. Patience here ensures no cream cheese lumps in your final dip.
- Build The Flavor Profile:
- Add the drained diced tomatoes with green chilies, refried beans, and all seasonings chili powder, cumin, salt, and pepper. Stir thoroughly until you achieve a uniform mixture. Take your time incorporating the beans completely they should be fully distributed throughout the mixture.
- Bake To Bubbly Perfection:
- Transfer everything to your prepared baking dish and spread it evenly. Cover completely with shredded cheddar cheese, ensuring even distribution. Bake for 20 to 25 minutes until the cheese has melted completely and begun to bubble around the edges with spots of golden brown appearing on top.
- Garnish And Serve:
- Remove from oven and immediately sprinkle with chopped green onions. The residual heat will slightly wilt them releasing their flavor. Serve hot surrounded by sturdy tortilla chips. For presentation points, place extra green onions and a small bowl of sour cream alongside.

The refried beans are truly the secret weapon in this recipe. They provide body and authentic flavor while stretching the more expensive ingredients. My grandmother from San Antonio taught me that good Tex Mex always has a bean component for this exact reason.
Make Ahead Magic
This dip shines as a make ahead option. You can prepare the entire mixture up to the baking stage, cover tightly with plastic wrap, and refrigerate for up to 24 hours. When ready to serve, simply add an extra 5 to 10 minutes to the baking time since you're starting with a cold dip. This makes it perfect for party planning when you want to enjoy your guests instead of being stuck in the kitchen.
Smart Substitutions
While traditional ground beef provides classic flavor, this recipe works beautifully with ground turkey for a lighter option or chorizo for an extra spicy kick. Vegetarians can skip the meat entirely and double the beans for a satisfying meatless version. Black beans can replace refried beans for a different texture, though you may want to slightly increase the sour cream to maintain creaminess. Pepper jack can substitute for cheddar if you prefer a spicier dip.
Serving Suggestions
This Texas Trash Dip deserves more than just tortilla chips. Try serving it with warm flour tortillas for wrapping, bell pepper wedges for a fresher option, or pita triangles for something different. For an impressive spread, place the hot dip in the center of a large platter surrounded by various dippers, sliced jalapeños, extra sour cream, guacamole, and lime wedges. It also makes a fantastic topping for baked potatoes or an indulgent nacho base.

Perfect for guests or indulgent solo treats, this dip is a party winner that will quickly become a household favorite.
Frequently Asked Questions
- → Can I use a different type of meat instead of ground beef?
Yes, you can substitute ground beef with ground turkey, chicken, or even sausage for a variation in flavor.
- → What tortilla chips pair best with this dip?
Hearty, thick tortilla chips are the best choice as they hold up well for scooping the cheesy and meaty dip.
- → Can I prepare this dip in advance?
Absolutely! You can assemble the dip up to 24 hours ahead and refrigerate it. When ready to serve, simply bake until bubbly.
- → What toppings can I add to enhance the dip?
In addition to green onions, you can top the dip with sliced jalapeños, diced avocado, or a dollop of sour cream for added flair.
- → Can this dip be made vegetarian?
Yes, you can omit the ground beef and replace it with sautéed veggies like bell peppers, mushrooms, or even plant-based meat alternatives.